Terms & Privacy Policy

1. Introduction

This Privacy Policy and Terms of Use describe how we, ELCARO, Andrii Trushkovskyi, and Revol Software OU ("we," "us," "our"), collect, process, and protect your personal data while using our content, services, chatbot, and other information platforms.

We provide educational and informational content related to financial markets, cryptocurrencies, stocks, indices, and other financial instruments. However, using our services is at your own risk and responsibility.

2. Use of Content & Disclaimer

2.1 No Financial or Investment Advice

We are not licensed financial advisors, investment professionals, or brokers. All content shared on our social media, private channels, and other platforms is for informational and entertainment purposes only and should not be considered financial advice or recommendations.

By using our content, you agree that:

• We do not provide personalized financial advice, investment recommendations, or trading signals.
• We do not guarantee any profits, financial gains, or investment returns.
• Market conditions are highly volatile, and past performance does not guarantee future results.

If you need financial advice, consult a licensed financial advisor before making any investment or trading decisions.

2.2 Risk Acknowledgment

Investing and trading in cryptocurrencies, stocks, and financial markets involve significant risks, including:

• Market volatility.
• Potential financial losses.
• Unexpected price fluctuations and liquidations.

You accept full responsibility for your trading and investment decisions. ELCARO, Andrii Trushkovskyi, and Revol Software OU are not liable for any financial losses or damages resulting from actions taken based on our content.

2.3 No Liability

To the fullest extent permitted by law, ELCARO, Andrii Trushkovskyi, and Revol Software OU disclaim any liability for:

• Financial losses incurred by users based on our content.
• Market fluctuations, inaccuracies, or misinterpretation of our data.
• Any technical errors, interruptions, or delays in the information provided.

2.4 Use at Your Own Risk

By using our content, you confirm that you:

• Understand the risks involved in trading and investing.
• Take full responsibility for your financial decisions.
• Will not hold ELCARO, Andrii Trushkovskyi, or Revol Software OU accountable for any financial losses or damages.

3. Data We Collect

When interacting with our chatbot or using our content, we may collect the following data:

• Basic Telegram profile information (name, surname, username, and profile picture).
• Messages you send to our chatbot while it remains active.
• Usage statistics to improve our services.

These data may be stored indefinitely or automatically deleted if you block the chatbot.

4. Use & Disclosure of Personal Data

We use your data for:

1. Ensuring proper functioning of our services.
2. Providing technical support (e.g., finding your chat via Telegram username).
3. Analytics and service improvements.

We do not share your personal data with third parties, except for:

• The use of third-party servers to operate the chatbot.
• Legal obligations or government requests.

Your data is stored within the European Union and may only be transferred to countries that comply with EU data protection standards.

5. Deleting Personal Data

You can delete your data by blocking our Telegram chatbot. In such cases, data may be automatically deleted within 30 days.

6. No Endorsement of Financial Products

We do not promote, endorse, or recommend any specific financial products, exchanges, trading platforms, or brokers. Any mention of such services is for informational purposes only.

7. Changes to the Privacy Policy & Terms of Use

We may update this Privacy Policy and Terms of Use at any time. To view the latest version, send the command /privacy in the chatbot or revisit this page.